What does comprehensive general liability insurance cover at the HNL?

Study for the HNL Airport Ramp Test. Prepare with flashcards and multiple choice questions, each with explanations. Get ready to excel in your ramp duties!

Comprehensive general liability insurance is designed to protect against a wide range of potential claims that could arise in the course of business operations, particularly those related to bodily injury and property damage. At the HNL airport or any similar business environment, this type of insurance would cover claims that may result from accidents or incidents where individuals are injured or property is damaged due to operations carried out by the insured party. This means that if an employee accidentally injures a visitor or damages someone’s property while performing their duties, the insurance would provide protection against legal claims and associated costs.

Other choices do not fully encompass the scope of coverage provided by comprehensive general liability insurance. For instance, vehicle theft is a specific risk usually covered under different kinds of insurance policies, while claims specifically related to accidents might not capture the broader range of liabilities covered under comprehensive general liability policies. Furthermore, cargo insurance is a specialized form of coverage that is distinct from the general liability coverage and is usually meant to protect the cargo itself during transit, not the overall liabilities associated with bodily injury or property damage.

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